Welcome to Motor Insurance department of United Insurance Company. With over 35 years of experience in providing Motor Insurance products to our customers in UAE, we are here to ensure YOU (insured) are protected and enjoy peace of mind whilst driving on the road.

Our services under the Motor Insurance umbrella entail provision of Third Party and Own Damage covers, as detailed herein below, to both individual and corporate clients.

As per UAE Unified Motor Insurance policy, it is mandatory for every owner of a vehicle plying on any public road to take an insurance policy to cover the amount which the owner becomes legally liable to pay as damages to third parties as a result of accident resulting in death, bodily injury or damage to property. A Certificate of Insurance must always be carried in the vehicle as a proof of such insurance.

Top Features

• Fast: Our online system is available day and night so you can sign up and manage your cover whenever it suits you.
• Affordable: Our covers come at reasonable prices without compromising services
• Easy: Quick and hassle-free settlement for your motor insurance claims, Multiple choices of customized add-on covers to give you better coverage

Find the below motor insurance plans that fits your needs.

Click on  Tab to view the benefits & coverage.

Our Insurance Products

  • Comprehensive Insurance

    Comprehensive:

    This Section of the Policy covers loss or damage to the insured vehicle in addition to the mandatory cover of UAE Unified Motor Insurance policy specified above. This Section covers the damage to the insured Motor Vehicle in the UAE during the insurance period according to the terms, conditions and exclusions in or appended to this Policy.

    Some of the salient features of the cover include:

    * Personal Accident Benefits.
    * Repairs at dealer /Agency or our approved workshops.
    * Cover against natural calamities such as Flood, Storm, Hurricane and Earthquake.
    * Personal belongings cover for the private vehicles.
    * No claim discount.
    * Windscreen cover.
    * Emergency medical expenses cover.
    * 24 Hours emergency Road Side Assistance.
    * Rental car facility (replacement car for 10 or 5 days).
    * Special terms are available for large fleet of vehicles.

    Terms and conditions will be applicable as per the policy wording.

    Documents

    Click to download Unified Motor Term & Condition Forms.

    *New Motor Vehicle Insurance Policy Against Loss and Damage

  • Third Party Insurance

     Third Party Liability:

    This Section of the Policy covers the legal liability of a Third Party towards injury caused by the insured Motor Vehicle, according to the terms, conditions and exclusions in or appended to this Policy for the amounts the Insured or the drive of the motor vehicle driver must pay against:

    * Bodily Injury to the Third Party, either inside or outside the Motor Vehicle as per the unified wording.
    * Damage to the property of the Third Party as per the unified wording.
    * Personal accident benefit to the driver and passengers is an Optional cover which can be included /added to the policy at the request of the Insured at an additional premium.

    Documents

    Click to download Unified Motor Term & Condition Forms.

    *New Motor Vehicle Insurance Policy Against Third Party Liability

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Request for a Quote

Your Name *

Contact No. *

Email *

800 842

CALL US

info@uic.ae

EMAIL US

Useful Contacts

Motor Quotation Team

800 842

eInsurance@uic.ae

Makeen Building
Dubai Branch Office
Timings: Sun-Thu, 08h00-16h00

Motor Claim Team

800 842

motorclaim@uic.ae

Makeen Building
Dubai Branch Office
Timings: Sun-Thu, 08h00-16h00

Downloads

 Documents

Click to download Unified Motor Term & Condition Forms.

Useful info and Driving safety tips

Take small steps towards a safety driving tip for you and your family.

Five Tips for Safety Driving Tips 
  • Keep Your Cell Phone Off.
  • Don’t Text.
  • Turn on Your Headlights.
  • Obey the Speed Limit.
  • Drive Solo.
Five Tips For Insurance Tips 
  • Know Your Vehicle Coverage Types.
  • Your Vehicle Affects Your Premium
  • Who You Are Affects Your Premium (Age, Gender etc)
  • Decide How Much Coverage You Need
  • The Prices

How lack of sleep affects the body and cause accident!

Before beginning a long drive, always get enough sleep and eat something before you go. Highly caffeinated beverages are not necessarily the best way to stay awake while driving. While initially you will feel more alert, the effects can recede with time, and your attention may wander although you remain awake..

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