Health is our greatest wealth. You cannot foresee what medical treatment you might require. Think ahead and protect yourself and your loved ones.

Our policy ensures that you and your family benefit from any treatment you may need in a comfortable environment and that you are cared for in an optimal manner.

  • Consultation.
  • Pre-existing & Chronic conditions.
  • Out-patient treatment.
  • In-patient treatment (includes Cash Indemnity).
  • Chiropractic treatment and Osteopathy.
  • Diagnostic tests.
  • Physiotherapy.

Top Features

• 24/7 Dedicated multilingual helpline available.
• 24/7 Emergency and Non Emergency Medical cover.
• 24hrs Claim Center and Non Emergency Medical cover.
• A network of clinics and hospitals in the UAE and worldwide.

Find the below health plans that fits your needs and your lifestyle.

Click on  to view the benefits & coverage.

Our Insurance Products

  • Universal Plus Plan

    TREATMENTS:
    Territorial Scope of Coverage – Worldwide
    Consultation Limit – No Limit
    Deductible per Consultation – Various Options are Available

    Pharmaceuticals Annual Limit (applies for
    Individual policies only) – Various Options are Available
    Pre-existing & Chronic Conditions – Various Options are Available

    Cash Indemnity for In-Patient Treatment
    Claims Settlement
    Chiropractic Treatment and
    Osteopathy Annual Limit
    Diagnostic Test, Physiotherapy
    Maternity Aggregate Limit per Year
    Exclusions and waiting periods


  • Universal Plan

    TREATMENTS:
    Territorial Scope of Coverage – Worldwide excluding USA and Canada
    Consultation Limit – No Limit
    Deductible per Consultation – Various Options are Available

    Pharmaceuticals Annual Limit (applies for
    Individual policies only) – Various Options are Available
    Pre-existing & Chronic Conditions– Various Options are Available

    Reimbursement In-Patient:
    Cash Indemnity for In-Patient Treatment
    Claims Settlement
    24 Hrs. Claim Center
    Chiropractic Treatment and
    Osteopathy Annual Limit
    Diagnostic Test, Physiotherapy
    Maternity


  • International Plan

    TREATMENTS:
    Territorial Scope of Coverage – UAE, Arab Countries, Sub-Asia Countries, Philippines, Korea, Sri Lanka
    Consultation Limit – No Limit
    Deductible per Consultation Various Options are Available

    Pharmaceuticals Annual Limit (applies for
    Individual policies only) Various Options are Available
    Pre-existing & Chronic Conditions Various Options are Available
    Sublimit for Outpatient Treatment Various Options are Available

    Cash Indemnity for In-Patient Treatment
    Claims Settlement
    24 Hrs. Claim Center
    Chiropractic Treatment and
    Osteopathy Annual Limit
    Diagnostic Test, Physiotherapy
    Maternity


  • Basic Plan

    TREATMENTS:
    Territorial Scope of Coverage – UAE, Arab Countries, Sub-Asia Countries, Philippines, Korea, Sri Lanka
    Aggregate Annual Limit – Class VIP: AED 1 Million
    Class A: AED 500,000
    Class B: AED 250,000
    Class C: AED 125,000
    Networks – GN/RN
    Consultation Limit –
    Deductible per Consultation             – Various Options are Available
    Pharmaceuticals Annual Limit (applies for
    Individual policies only)                    – Various Options are Available
    Pre-existing & Chronic Conditions  – Various Options are Available
    Sublimit for Outpatient Treatment – Various Options are Available

    Reimbursement In-Patient:
    Reimbursement Out-Patient:
    Reimbursement in Emergency Cases:
    Eligible Treatment
    Cash Indemnity for In-Patient Treatment
    Claims Settlement
    24 Hrs. Claim Center
    Chiropractic Treatment and
    Osteopathy Annual Limit
    Diagnostic Test, Physiotherapy
    Maternity


  • Local Plan

    TREATMENTS:
    Territorial Scope of Coverage – UAE
    Consultation Limit – No Limit
    Deductible per Consultation – Various Options are Available

    Pharmaceuticals Annual Limit (applies for
    Individual policies only) – Various Options are Available
    Pre-existing & Chronic Conditions Various Options are Available

    Cash Indemnity for In-Patient Treatment
    Claims Settlement –
    24 Hrs. Claim Center –
    Chiropractic Treatment and
    Osteopathy Annual Limit
    Diagnostic Test, Physiotherapy
    Maternity


  • Eco Tariff Plan

    TREATMENTS:
    This is a plan similar to Local Plan but with lesser limit compared to Local Plan

    Territorial Scope of Coverage – UAE only
    Consultation Limit – Various Options are Available
    Deductible per consultation – Various Options are Available

    Pre-existing & Chronic Conditions– Various Options are Available
    Sublimit for Outpatient Treatment – Various Options are Available
    Cash Indemnity for In-Patient Treatment
    Claims Settlement
    24 Hrs. Claim Center
    Chiropractic Treatment and
    Osteopathy Annual Limit
    Diagnostic Test, Physiotherapy
    Maternity


  • Abu Dhbai Plan

    TREATMENTS:
    Territorial Scope of Coverage – Abu Dhabi only
    Networks – Abu Dhabi Network
    Consultation Limit – Various Options are Available
    Deductible per Consultation – Various Options are Available

    Pharmaceuticals Annual Limit (applies for
    Individual policies only) –
    Pre-existing & Chronic Conditions– Various Options are Available
    Sublimit for Outpatient Treatment – Various Options are Available

    24 Hrs. Claim Center – Available

    Diagnostic Test, Physiotherapy – Various Options are Available
    Maternity Aggregate Limit per Year– Various Options are Available
    Exclusions and waiting periods – Various Options are Available


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